Ai Remco Logo
Mortgage Affordability Calculator - Best Mortgage Rates

Use our Mortgage Affordability Calculator to generate your mortgage affordability scenarios. We provide some of the lowest rates and easy pre-approval to help you get the home of your dreams. Let us know what we can add to help you be a more informed consumer. info@AiRemco.com or call us at (908)-219-7828.


Conventional Loan Affordability Estimate

Debt-to-Income Ratio (DTI):

Loan-to-Value Ratio (LTV):

Why get Pre-Approved or Apply with Us?

Why Refinance with Us?

Loan Rate Calculator: This is not a quote. (Par Line: Red = points paid / Green = points credit). Closing Costs can be negotiable.

Amortization Calculator Schedule... Note: does not include taxes insurance etc. Only Loan Amount

Required Paperwork

For Pre-Approval:
  • Social Security Number
  • Proof of Income (Recent Pay Stubs, Tax Returns)
  • Employment Verification (Employer's Contact Information)
  • Bank Statements (Last 2-3 Months)
  • Credit History (Authorization for Credit Check)
For Mortgage Application:
  • Proof of Identity (Driver's License, Passport)
  • Social Security Number
  • Proof of Income (Recent Pay Stubs, Tax Returns)
  • Employment Verification (Employer's Contact Information)
  • Bank Statements (Last 2-3 Months)
  • Credit History (Authorization for Credit Check)
  • Property Information (Purchase Agreement, Appraisal ordered by Lender)
  • Proof of Down Payment (Bank Statements, Gift Letters)
  • Debt Information (Loan Statements, Credit Card Statements)
  • Escrow Information (Property taxes, homeowners insurance, mortgage insurance)

Note: Pre-approval gives you an estimate on what you may qualify for, while a mortgage application is for when you have a property under contract.

Frequently Asked Questions

Question Answer