Mortgage Broker NJ & PA | Why Apply for a Mortgage with AI Remco LLC

Why Apply or get Pre-Approved for a Mortgage Through Us?

Lower wholesale vs higher retail rates - mortgage comparison

1. Get Lower Rates – Don’t Settle for Retail

Why pay more than you need to? Just as you wouldn’t settle for the sticker price on a car, don’t accept retail mortgage rates. We have access to wholesale rates through Rocket Mortgage, offering you a lower interest rate than you’d get going direct to some online lenders. The result? Thousands saved over the life of your loan—money that stays in your pocket.

Lender-Paid vs Client-Paid Compensation Options for Mortgages

2. Straightforward and Low-Cost Compensation Options

We believe in transparency and value. With lender-paid compensation, the cost is built into a slightly higher rate, keeping your upfront costs low. Prefer even better terms? Choose client-paid compensation, where you pay just 1% or $5,000, whichever is lower, to access our best rates possible. Either way, you’re set up for long-term savings.

Partnership and Teamwork with Mortgage Experts

3. We’re in Your Corner – More Than Just a Mortgage

We’re not just offering a mortgage; we’re a partner in helping you achieve the best financial outcome. Our team will negotiate closing costs, work on your behalf, and provide a free credit analysis service through Rocket Credit Upgrade to help improve your credit score, which could secure you an even better rate. We don’t just work for you—we work with you to get the best deal.

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