New Jersey Mortgage Broker — Loan Options, Personal Guidance
Ai Remco LLC is a mortgage broker in Oldwick, New Jersey, in Tewksbury Township. We help people buy and refinance homes across New Jersey, and we're licensed in Pennsylvania and Florida too: conventional, FHA, VA, jumbo, high-balance and bank-statement loans, plus cash-out refinancing. Good software takes care of the paperwork, and a licensed loan officer takes care of you.
Mortgage options.
Explained for you.
Ai Remco LLC is a mortgage broker that works with a wholesale lender. We help you explore available loan programs and guide you through the mortgage process.
We receive compensation for arranging your mortgage. Rates, fees and program availability depend on your qualifications, loan details and lender requirements. Applicable terms and costs are provided in your loan disclosures.
Wholesale lender access
We work with a wholesale lender to explore the loan programs available for your circumstances.
Prepared for lender review
We review your information against program guidelines and help prepare your application. The lender determines eligibility and approval.
Technology with personal guidance
Technology preps documents and underwriting; a licensed loan officer owns your file end to end.
What a wholesale broker does for you
One application
Submit once. We handle the paperwork, the lender submission and the follow-up from there.
Program fit
Conventional, FHA, VA, jumbo and non-QM guidelines all differ. We match your file to the ones that fit.
Clear options
Review rate, points and closing-cost structures for your scenario before you commit to anything.
One point of contact
A licensed loan officer manages the lender, the underwriting conditions and your closing timeline.
Informational only — not a quote or commitment to lend. Available programs and pricing vary by borrower, property, program and market, and are subject to credit approval.
Explore mortgage program types
Explore mortgage program types in New Jersey, Pennsylvania, and Florida. Availability and eligibility depend on lender requirements.
Four steps through the mortgage process
We keep the mortgage process straightforward — and tell you exactly where things stand.
Get pre-qualified
Discuss your goals and finances to explore an estimate. Any credit inquiry requires your authorization.
Find your home
Use your estimated budget to guide your search. Pre-qualification is not a loan approval.
Complete application
Provide the information and documents needed for lender review.
Close & move in
If the lender approves your loan and all closing conditions are met, review and sign your closing documents.
Licensed in three states
A multi-state wholesale broker (NMLS #2560393) serving homebuyers across the East Coast.
New Jersey mortgage broker — coverage by county
Ai Remco LLC works with borrowers in all 21 New Jersey counties. These are the markets we handle most often; the statewide page linked above covers every county we serve.
- Hunterdon County mortgage brokerOur home county. Wells and septic, preserved-farmland lots, and high-balance loans that keep many homes out of jumbo.
- Warren County mortgage brokerFHA limits run out sooner here, older farmhouses, and buyers who commute to the Lehigh Valley.
- Morris County mortgage brokerJumbo purchases, wells and septic, lake communities and commuter towns on the Morristown line.
- Bergen County mortgage brokerJumbo financing, high-rise condo project review and two-to-four unit purchases.
- Middlesex County mortgage brokerFirst purchases, condos and townhouse projects, and self-employed documentation.
- Monmouth County mortgage brokerShore flood zones, elevated homes, second homes and jumbo financing.
- Ocean County mortgage brokerBarrier-island flood zones, adult communities and inland housing.
- Essex County mortgage brokerMontclair and Maplewood commuters, Livingston and Millburn jumbo, condos, and high property taxes.
- Union County mortgage brokerWestfield, Summit and Cranford commuters, higher-value homes, and property taxes that shape the budget.
Buying or refinancing somewhere else in the state? Our New Jersey page covers all 21 counties.
Larry Higgins, MS, CFM
Owner / Mortgage Loan Originator · NMLS #2530499
We use the latest AI technology to do business the old-fashioned way.
I've spent 35+ years in real estate technology, and I hold bachelor's and master's degrees in Computer Science. At Ai Remco, the software handles the paperwork and the number-crunching, so my time goes where it should: explaining your options, and making sure you understand the loan before you sign anything. And when you call, a person picks up.
Ai Remco LLC · NMLS #2560393 · Oldwick, NJ, in Tewksbury Township
More about LarryQuick answers
Who owns Ai Remco LLC?
Larry Higgins, MS, CFM. He is a licensed Mortgage Loan Originator, NMLS #2530499, with 35+ years in real estate technology and bachelor's and master's degrees in Computer Science. The company's own NMLS number is #2560393.
Where is Ai Remco located?
Oldwick, New Jersey, in Tewksbury Township, Hunterdon County. We work with borrowers throughout New Jersey by phone and online, and Ai Remco LLC is also licensed in Pennsylvania and Florida.
What states does Ai Remco LLC serve?
Ai Remco LLC is licensed to provide mortgage services in New Jersey (NJ), Pennsylvania (PA), and Florida (FL).
What are wholesale mortgage rates?
Wholesale pricing refers to the lender-to-broker channel. Ai Remco LLC is a mortgage broker that works with a wholesale lender. We help you explore available loan programs and guide you through the mortgage process. We receive compensation for arranging your mortgage. Rates, fees and program availability depend on your qualifications, loan details and lender requirements. Applicable terms and costs are provided in your loan disclosures.
Does Ai Remco LLC offer FHA and VA loans?
Yes, Ai Remco LLC offers FHA loans, VA loans, conventional loans, and jumbo loans across New Jersey, Pennsylvania, and Florida.
Talk to a real loan officer
Questions about mortgage programs, pre-qualification, or your options? Reach out — we actually pick up.
NMLS #2560393. Ai Remco LLC is a licensed mortgage broker serving homebuyers throughout New Jersey, Pennsylvania, and Florida.